Personal Injury and Civil Lawyer in Georgetown, KY
Helping injured people in Scott County pursue fair compensation.
Civil Justice Services in Scott County
Hurt Because of Someone Else’s Actions?
A serious injury can turn your life upside down. Medical bills pile up, you may miss work, and insurance companies may push you to settle quickly for less than your claim is worth. David Higdon has represented injured people and others with civil claims in Scott County and the surrounding counties for more than 20 years. He helps clients understand their rights, gather the evidence their case needs and pursue fair compensation through negotiation or, when needed, in court.
Civil Cases We Handle
Car and Truck Accidents
Crashes on I-75, US-460, US-25 and the roads around Georgetown can cause life-changing injuries. David helps accident victims deal with insurance companies, document their injuries and losses, and pursue claims against the at-fault driver.
Workers’ Compensation
If you were hurt on the job, Kentucky’s workers’ compensation system may cover your medical treatment and part of your lost wages. David helps injured workers file claims, respond to denials and pursue the benefits they’re owed.
Other Personal Injury Claims
Injuries from falls on unsafe property, dog bites and other negligence.
Other Civil Disputes
Other cases where someone has been harmed or wronged by another person’s or business’s actions. Call to discuss whether David can help with your situation.
Deadlines Matter in Kentucky Injury Cases
Kentucky has some of the shortest filing deadlines in the country, so it’s important to act quickly.
- Car accidents: Most claims must be filed within two years of the injury or of the last no-fault (PIP) benefit payment, whichever is later.
- Most other personal injury claims: These generally must be filed within one year.
- Workers’ compensation: Notify your employer as soon as possible. Claims generally must be filed within two years of the injury or of the last temporary total disability payment, whichever is later.
What to Do After an Injury
- Get medical care right away, and follow your doctor’s treatment plan.
- Report the accident or injury to the police, your employer or the property owner.
- Keep records: photos, medical bills, missed-work records and witness names.
- Be careful with insurance adjusters. Don’t give a recorded statement or sign a release before you get legal advice.
- Call an attorney before deadlines pass.
Other Practice Areas
Talk With a Georgetown Injury Lawyer
Call (502) 863-5515 or contact our office to schedule a free consultation with David Higdon.
Personal Injury FAQs: Georgetown, KY
Common questions about car accidents, workplace injuries and injury claims in Kentucky.
How long do I have to file a car accident claim in Kentucky?
Most car accident injury claims must be filed within two years of the injury or of the last no-fault (PIP) benefit payment, whichever is later. Deadlines can vary, so call as soon as possible after a crash.
What is PIP coverage in Kentucky?
Kentucky is a no-fault state. Personal injury protection (PIP) coverage provides at least $10,000 in basic benefits for medical bills, lost wages and other accident costs, no matter who caused the crash.
Can I still sue the at-fault driver if Kentucky is a no-fault state?
In many cases, yes. You can bring a claim against the at-fault driver when your medical expenses pass a threshold set by state law or your injuries are serious, such as a broken bone, permanent injury or disfigurement. David can review whether your case qualifies.
What if I was partly at fault for the accident?
Kentucky follows pure comparative fault. You can still recover damages even if you were partly at fault, but your recovery is reduced by your percentage of fault.
What should I do if I’m hurt at work?
Report the injury to your employer as soon as possible and get medical care. Kentucky workers’ compensation claims generally must be filed within two years of the injury or of the last temporary total disability payment, whichever is later.
How long do I have to file other injury claims?
Many other personal injury claims in Kentucky, such as injuries from a fall on unsafe property, must be filed within one year. Because the deadlines are short, it’s important to talk with an attorney early.
Should I talk to the other driver’s insurance company?
Be careful. Don’t give a recorded statement or sign a release before getting legal advice. Early settlement offers are often lower than a claim is worth, and once you sign a release you usually can’t reopen the claim.